Your privacy matters.

Information you provide directly: When you submit a quote request, contact form, or consultation booking, I collect the information you provide, including your name, email address, phone number, age range, tobacco use status, Medicare enrollment status, coverage preferences, and any additional details you share in free-text fields.

Health-related information: Some information you provide (such as health status, tobacco use, pre-existing conditions, and Medicare eligibility) may be considered health-related. This information is collected solely to provide accurate insurance guidance and is handled with heightened security.

Automatically collected information: When you visit this website, I may automatically collect certain technical data including your IP address, browser type, operating system, referring URL, pages visited, time spent on pages, and device information through cookies and similar technologies.

Your information is used solely to:

• Respond to your inquiry or quote request
• Provide personalized insurance guidance and recommendations
• Schedule and conduct consultations
• Follow up on your coverage needs
• Process insurance applications on your behalf with your explicit consent
• Comply with legal and regulatory requirements
• Improve the website experience

I do not sell, rent, trade, or share your personal information with third parties for marketing purposes. Period.

I may share your information only in the following limited circumstances:

• Insurance carriers: With your explicit consent, I may share necessary information with insurance carriers (such as Aetna, Americo, Corebridge, ETHOS, Mutual of Omaha, or TransAmerica) to process your application or obtain quotes.
• Legal requirements: If required by law, regulation, legal process, or government request.
• Service providers: With trusted service providers who assist in website hosting, analytics, or communication tools, bound by confidentiality agreements.

This website may use cookies and similar tracking technologies to improve your browsing experience and analyze website usage. You can control cookie preferences through your browser settings. Disabling cookies may affect certain website functionality.

I do not use cookies for targeted advertising or sell cookie data to third parties.

I implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encrypted data transmission (SSL/TLS), secure storage practices, and limited access controls.

While I take every reasonable precaution, no method of electronic transmission or storage is 100% secure. I cannot guarantee absolute security of your data.

You have the right to:

• Request access to the personal information I hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information
• Withdraw consent for data processing at any time
• Opt out of any future communications

To exercise any of these rights, contact me at justin@jbfinancials.com or call (609) 800-4481. I will respond to all requests within 30 days.