Independent agency
We're an independent insurance agency working with families on life insurance, Medicare, and ACA plans. We're not owned by a carrier and we're not tied to any one company, so we can compare options and tell you what actually fits.
Justin reviews your coverage needs and budget, explains the differences between available policies, and helps you apply. There is no fee for his help. The carriers pay the agency when a policy is written.
Why we exist
We started JB Financial Services Agency because people deserve someone who takes the time to explain things properly. Not someone who rushes through a pitch. Not someone who disappears after the commission clears. Someone who answers the phone six months later when you have a question about your policy.
Justin has spent 4 years in the industry, and the agency is built around the way he already worked. We learn about your situation, your concerns, and what matters most to you. Then we explain your options in plain language so you can make a decision you feel confident about.
We work with clients across 25 states, from young families looking for their first life insurance policy to seniors navigating the complexity of Medicare. No matter where you are in the process, we meet you where you are and walk with you from there.
Our philosophy
We'd rather lose a sale than put someone in the wrong plan.
Meet the team
Licensed Insurance Producer
Justin handles every conversation with a client, from the first call through the application and whatever comes after it. Life insurance, Medicare and ACA plans.
Operations and Technology
Jaden runs everything behind the agency that is not a client conversation: the systems, the security, the website and how it is found.
How we work
01
Every recommendation starts with understanding your situation. We do not push products. We help you think through what makes sense for the people who depend on you.
02
Because we are independent, we can show you the tradeoffs honestly and help you pick what fits your needs and budget.
03
No jargon. No fine print tricks. If something is complicated, we break it down until it clicks. You do not have to decide before you are ready.
04
Buying the policy is the beginning, not the end. We handle claims, adjust coverage, and answer questions for as long as you need us.
Credentials
Bring your coverage questions. Justin can walk through the options available to you.
The consultation has no fee. The carrier pays us, not you.
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