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JB Financial Service Agency

JB

Independent agent

I'm Justin Bautista.

Licensed in
25 states
Experience
4 years
Carriers
25+
Focus
Life, Medicare, ACA

I'm an independent insurance agent working with families on life insurance, Medicare, and ACA plans. I'm appointed with carriers like Aetna, Americo, Mutual of Omaha, Corebridge, and TransAmerica.

My approach is straightforward. I learn what you need, I explain your options in plain language, and I help you pick what fits. You pay nothing for my help. The carriers compensate me when I write a policy. You can take a quote and walk away. No pressure. If we're not a fit, we're not a fit.

My story

I started JB Financial Service Agency because I believe people deserve someone who takes the time to explain things properly. Not someone who rushes through a pitch. Not someone who disappears after the commission clears. Someone who answers the phone six months later when you have a question about your policy.

Over the past 4 years, I have helped thousands of individuals and families find the right coverage. I learn about your situation, your concerns, and what matters most to you. Then I explain your options in plain language so you can make a decision you feel confident about.

I work with clients across 25 states, from young families looking for their first life insurance policy to seniors navigating the complexity of Medicare. No matter where you are in the process, I meet you where you are and walk with you from there.

My philosophy

I'd rather lose a sale than put someone in the wrong plan.
Honesty over sales. Long-term relationships over transactions. I still support clients who have moved on, because trust doesn't have an expiration date.

How I work

Four habits I bring to every conversation.

I listen first
Every recommendation starts with understanding your situation. I do not push products. I help you think through what makes sense for the people who depend on you.
I compare across carriers
Because I represent multiple carriers, I can show you the tradeoffs honestly and help you pick what fits your needs and budget.
I explain in plain language
No jargon. No fine print tricks. If something is complicated, I break it down until it clicks. You will never feel pressured to decide before you are ready.
I stay with you
Buying the policy is the beginning, not the end. I handle claims, adjust coverage, and answer questions for as long as you need me.

Credentials

Licensed. Independent. Experienced.

Years in the industry
4
States licensed
25
Carriers represented
25+
Clients served
Thousands
Licenses
Life Insurance, Health Insurance, Property & Casualty
States
AL, AZ, AR, CA, FL, GA, IL, IN, KY, LA, MI, MS, MT, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WV
Status
Independent agent, not tied to any single carrier

Ready to talk?

No commitment, no pressure. Just a straightforward conversation about your coverage needs.

Book a free consultation

Free, no obligation. The carrier pays me, not you.

Know someone who could benefit from honest insurance guidance?

Your information is never sold or shared with anyone.