Live carrier rates

Real rates, from the carriers that actually compete.

These are live prices from the companies I can actually place you with, not estimates. No contact details required to see them, and nothing is sold to anyone.

What kind of coverage

Date of birth

Gender

State

Licensed in 25 states.

Coverage amount

Any amount from $5,000 to $10,000,000.

How many years

How is your health, roughly

Nicotine or cannabis use

Only show policies with living benefitsLets you draw on the death benefit early if you become terminally or chronically ill. Fewer carriers offer it and it costs a little more.

Licensed insurance agency

JB Financial Services Agency

Justin Bautista, licensed producer · NPN · NJ #3001996877

Verify with NIPR

What you are looking at

Real, not indicative

Every row is a live rate from that carrier's own engine, with the underwriting class it assumes shown next to it. A price you cannot be offered is worse than no price.

Nothing collected

You can price your whole family without telling me who you are. I would rather you shop properly and call when you are ready than trade a number for your phone number.

What happens next

If you apply, the health questions and the signature happen with the carrier, and I handle the paperwork between you and them. My side is free. The carriers pay me.

Rather talk it through?

Health history, an existing policy, or anything the form cannot ask about. I answer my own phone.

(844) 800-2253 Or book a time

Justin Bautista, Licensed Insurance Producer · NJ License #3001996877 · JB Financial Services Agency (DBA approved by NJDOBI)

NPN: 20367089